Twas the night before the due date and all through the house
Not a creature was working, not even a mouse
The bills were all laid on the table with care
In hopes that the Credit Fairy soon would be there
The couple was nestled all snug in their bed
While visions of paychecks danced through their heads
When out on the street there arose a commotion
I sprang from my bed thinking, “it’s a tow truck”
When what to my wondering eyes should I see?
A Benz with a woman as fine as can be
Her hair long and flowing, her outfit quite classy
She matched head to toe, and her diamonds were flashing
With a credit report in hand reading Eight Forty-Three
I knew in an instant, “She’s the Credit Fairy!”
Clutching her purse, and fixing her hair
She clicked thrice her black heels and ascended the air
She approached the front door and gave a slight knock,
Whispered her credit score and made it unlock
Over on the table she found the bills in a stack
Pulled a wand from her purse and gave them a tap
She read each amount and each debtor’s name
Lifted her wand and I heard her exclaim:
“Now Equifax, Transunion, Experian and FICO
Now Verizon, Now Visa, Capital One and Geico
Away from this home, I command you depart
And give this young couple a fresh credit start”
The cable came back on, the internet did too
The bills disappeared and the fridge was filled with food
I ran to the window in time to see her drive by
With a smile on her face and a twinkle in her eye
She rolled down her window and shouted out in delight
“Good credit to all, and to all a good night!”
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